Major credit card shakeups dominate today's episode as Bilt Rewards announces a massive $10.75 billion valuation and ditches Wells Fargo for Cardless, launching three new premium cards in February. Delta reveals their AI pricing strategy targeting 20% of fares by year-end, plus brings back upgrades and introduces 'basic business class' unbundling. We also cover controversial lounge takeout advice that's stirring up social media, new American Express and Wells Fargo bank account bonuses, and Virgin Atlantic's farewell to iconic inflight bars. Plus, mixed news on World of Hyatt card welcome offers and Delta's promise to eliminate Sky Club overcrowding.
