Major shakeups in the credit card world as Chase finally launches their first Sapphire Reserve Business Card with a $795 annual fee and completely overhauls the personal Sapphire Reserve after nine years. American Express responds with plans for their largest-ever Platinum card refresh, potentially creating the first $1,000 annual fee US credit card. Capital One opens their flagship JFK lounge with 24/7 access and premium dining experiences to compete with Amex Centurion Lounges. Plus, United partners with Give A Mile for meaningful mile donations and a new AI tool called Gondola helps optimize hotel bookings between cash and points.