American Airlines has made a significant partnership change, ditching Barclays for Citi with exclusive onboard credit card offers that are now better than anywhere else. The Chase Sapphire Reserve receives a major refresh with enhanced benefits that have cardholders excited about upgrading. We cover the updated Chase Pay Yourself Back categories for Q4 and how to maximize your Ultimate Rewards points. Plus, Spirit Airlines' bankruptcy restructuring plans to slash over half their fleet, and Marriott's new adventure lodge brand Trailborn Hotels joins Bonvoy for unique outdoor redemption opportunities.